Category Archives: Ch. 1, Financial Planning Process

Class Discussion: The 1% and the Income Gap

Lately, if you’ve been watching the news coverage of the Occupy Wall Street movement or listening to the political debate, there has been quite a bit of talk about the income gap between those in the top 1%  and the … Continue reading

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Class Discussion: Women and Retirement

You may not think much about it now, but you don’t want to be penniless when you’re 65. As you know from Chapter 1, one of the purposes of your personal finance course and  of this textbook is to help you … Continue reading

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Class Discussion: When do you think you’ll retire?

It would great to retire at a young age, an age where you can still be active and look forward to a long, financially comfortable retirement. Although the standard age of retirement varies widely throughout the world, it generally falls … Continue reading

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Class Discussion: How the Downturn in the Economy Has Changed American Lives

Everyone has felt the impact of the recent downturn in the economy.  If you haven’t lost your job, you probably know someone who has or someone who is afraid they will.  In addition, your investment or your parents’ investments along … Continue reading

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Ponzi Schemes and Heisman Trophy Winners

Ponzi schemes have been around for a long time, and there just doesn’t seem to be any end in sight to them.  The scheme is named after Charles Ponzi who became rich and famous in 1920, making, at his peak, … Continue reading

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Debt Deal and Your Money

In Ch. 1 we discuss the personal financial planning process.  In that process the fifth step is to review your progress, reevaluate, and revise your plan.  This becomes even more important when the rules to the game change, and that’s … Continue reading

Posted in Ch. 1, Financial Planning Process, Ch. 7, Consumer Loans, Ch.14, Investing in Bonds | Tagged , , , | Leave a comment