Monthly Archives: October 2011

Finance in the News: The Debit Card User Fee, Part 2

Teaching Tip:  This is the second of two “Finance in the News” write-ups dealing with debit cards.  These assignments can be presented together or following each other. In Chapter 5 we discussed debit cards and how to use them, but … Continue reading

Posted in Uncategorized

Finance in the News: The Debit Card User Fee, Part 1

Teaching Tip:  This is the first of two “Finance in the News” write-ups dealing with debit cards.  They can be used together or in a series for class discussions or assignments – either aimed at creating class discussion or as … Continue reading

Posted in Ch. 5, Cash Management, Personal Finance In The News | Tagged ,

Personal Finance in the News & Class Assignment: 30-Year Mortgage Rates Fall Below 4%

In Chapter 8 we discuss home buying and taking out a mortgage, and we use the techniques we developed in Chapter 3 to calculate our mortgage payments.  As we learned in those chapters, how large your mortgage payments are depends … Continue reading

Posted in Ch. 3, Time Value of Money, Ch. 8, Home and Auto | Tagged , , ,

Class Discussion: An Insurance Policy Against….

In Chapter 9 we look at health insurance, and in Chapter 10 we look at property and liability insurance – in both chapters we look at not only what you need, but what you don’t need.  But there are some … Continue reading

Posted in Ch. 9, Life and Health Insurance, Ch.10, Property and Liability Insurance, Uncategorized | Tagged , ,

Class Discussion: Taxes – questions and answers

Teaching Tip:  One of the difficulties in presenting the material in Chapter 4, Tax Planning and Strategies comes from the fact that the tax material is often changing. Presently the tax code is a big part of the current political debate … Continue reading

Posted in Ch. 4, Tax Planning | Tagged ,

Class Discussion: Women and Retirement

You may not think much about it now, but you don’t want to be penniless when you’re 65. As you know from Chapter 1, one of the purposes of your personal finance course and  of this textbook is to help you … Continue reading

Posted in Ch. 1, Financial Planning Process, Ch.16, Retirement Planning | Tagged , , ,

Class Discussion: When do you think you’ll retire?

It would great to retire at a young age, an age where you can still be active and look forward to a long, financially comfortable retirement. Although the standard age of retirement varies widely throughout the world, it generally falls … Continue reading

Posted in Ch. 1, Financial Planning Process, Ch.16, Retirement Planning, Ch.18, Financial Life Events | Tagged , , , ,