Author Archives: ajkeown

Mind Games and Fuzzy Math

You are at your local mall shopping for a sweater for your dad’s birthday. Ever find yourself wishing you had a calculator? How fast can you figure out what 25% off of $52.00 is? Would you make your “decision to … Continue reading

Posted in 10 Principles of Personal Finance, Ch. 1, Financial Planning Process, Ch. 8, Home and Auto | Tagged , , , , ,

Personal Finance Tips for College Students

Classes have started.  You are technically “on your own” –- or at least on your way.  Ready for a little more advice?  This time it’s not from mom, dad, grandma or grandpa or whoever it is that certainly “knows better … Continue reading

Posted in Ch. 1, Financial Planning Process, Ch. 2, Measuring Financial Health and Making a Plan | Tagged , , ,

Trouble with 401(k) Plans

Graduation is behind you and it’s your first day on the new job. Your boss reminds you to stop in at the benefits department where you will be expected to make decisions regarding health insurance, dental and/or vision insurance, sick … Continue reading

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As Interest Rates Climb…

In Chapter 14 of Personal Finance, Turning Money Into Wealth, there is a section titled “Why Bonds Fluctuate in Value.” In that section we look at the relationship between bond prices and changes in interest rates. There is an inverse … Continue reading

Posted in Ch.11, Investment Basics, Ch.14, Investing in Bonds | Tagged , , , , , , ,

Detroit, Pensions, and Retirement Planning

In Chapter 16 of Personal Finance, Turning Money into Wealth, retirement planning is discussed.  In that chapter we discuss defined benefit retirement plans.  To say the least they are great, but problems arise if they aren’t fully funded.  On July … Continue reading

Posted in 10 Principles of Personal Finance, Ch.16, Retirement Planning, Personal Finance In The News | Tagged , , , ,

Planning for Retirement: A Look at Worker Confidence

According to a recent Retirement Confidence Survey by the 2013 Retirement Confidence Survey by the Employee Benefit Research Institute, worker’s confidence that they will have enough money to “live comfortably throughout their retirement years” continues to decline – in fact, … Continue reading

Posted in 10 Principles of Personal Finance, Ch.16, Retirement Planning

The Impact of the Recent Downturn on the Wealth Distribution in America

The downturn in the economy that we are still trying to dig out of did not impact all Americans equally.  A recent article in the Washington Post titled “As Economy Recovers, the Richest Get Richer, Study Shows” looks at a … Continue reading

Posted in Ch.11, Investment Basics, Ch.16, Retirement Planning, Ch.18, Financial Life Events | Tagged , , , , , , , ,