Author Archives: ajkeown

Class Discussion: The 1% and the Income Gap

Posted on November 4, 2011 by ajkeown

Lately, if you’ve been watching the news coverage of the Occupy Wall Street movement or listening to the political debate, there has been quite a bit of talk about the income gap between those in the top 1%  and the … Continue reading →

Posted in Ch. 1, Financial Planning Process, Ch. 2, Measuring Financial Health and Making a Plan, Personal Finance In The News | Tagged , , , , | Leave a comment

Finance in the News: The Debit Card User Fee, Part 3 – Bank of America Backs Down

Posted on November 3, 2011 by ajkeown

Teaching Tip:  There’s an excellent All Things Considered podcast from NPR titled “BofA Cancels Plans for Debit Card Fee” that you can assign before class. After the other banks didn’t join in and in response to consumer outrage and threats … Continue reading →

Posted in Ch. 5, Cash Management, Personal Finance In The News | Tagged , , | Leave a comment

Finance in the News, Class Discussion, & Video: Changes Come to Student Loans

Posted on November 2, 2011 by ajkeown

Teaching Tip:  There are a couple excellent videos you can show in class that do a great job of explaining the changes in the student loan program.  One, done by ABC News runs about three and a hlaf minutes, while … Continue reading →

Posted in Ch. 7, Consumer Loans | Tagged , , | Leave a comment

Finance in the News & Teaching Video: Student Debt Will Top $1 Trillion By the End of The Year

Posted on November 1, 2011 by ajkeown

Teaching Tip:  CBS News has a video of the article “The Crushing Impact of Student Debt” available online (http://www.cbsnews.com/8301-18563_162-20126148/the-crushing-impact-of-student-debt/).  The video is only about two and a half minutes long and is a good way to begin a class discussion. … Continue reading →

Posted in Ch. 7, Consumer Loans | Tagged , , , | Leave a comment

Finance in the News: The Debit Card User Fee, Part 2

Posted on October 16, 2011 by ajkeown

Teaching Tip:  This is the second of two “Finance in the News” write-ups dealing with debit cards.  These assignments can be presented together or following each other. In Chapter 5 we discussed debit cards and how to use them, but … Continue reading →

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Finance in the News: The Debit Card User Fee, Part 1

Posted on October 16, 2011 by ajkeown

Teaching Tip:  This is the first of two “Finance in the News” write-ups dealing with debit cards.  They can be used together or in a series for class discussions or assignments – either aimed at creating class discussion or as … Continue reading →

Posted in Ch. 5, Cash Management, Personal Finance In The News | Tagged , | Leave a comment

Personal Finance in the News & Class Assignment: 30-Year Mortgage Rates Fall Below 4%

Posted on October 12, 2011 by ajkeown

In Chapter 8 we discuss home buying and taking out a mortgage, and we use the techniques we developed in Chapter 3 to calculate our mortgage payments.  As we learned in those chapters, how large your mortgage payments are depends … Continue reading →

Posted in Ch. 3, Time Value of Money, Ch. 8, Home and Auto | Tagged , , , | Leave a comment

Class Discussion: An Insurance Policy Against….

Posted on October 11, 2011 by ajkeown

In Chapter 9 we look at health insurance, and in Chapter 10 we look at property and liability insurance – in both chapters we look at not only what you need, but what you don’t need.  But there are some … Continue reading →

Posted in Ch. 9, Life and Health Insurance, Ch.10, Property and Liability Insurance, Uncategorized | Tagged , , | Leave a comment

Class Discussion: Taxes – questions and answers

Posted on October 7, 2011 by ajkeown

Teaching Tip:  One of the difficulties in presenting the material in Chapter 4, Tax Planning and Strategies comes from the fact that the tax material is often changing. Presently the tax code is a big part of the current political debate … Continue reading →

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Class Discussion: Women and Retirement

Posted on October 4, 2011 by ajkeown

You may not think much about it now, but you don’t want to be penniless when you’re 65. As you know from Chapter 1, one of the purposes of your personal finance course and  of this textbook is to help you … Continue reading →

Posted in Ch. 1, Financial Planning Process, Ch.16, Retirement Planning | Tagged , , , | Leave a comment