Most Popular
10 Principles of Personal Finance Ch. 1, Financial Planning Process Ch. 2, Measuring Financial Health and Making a Plan Ch. 3, Time Value of Money Ch. 4, Tax Planning Ch. 5, Cash Management Ch. 6, Credit Cards Ch. 7, Consumer Loans Ch. 8, Home and Auto Ch. 9, Life and Health Insurance Ch.10, Property and Liability Insurance Ch.11, Investment Basics Ch.12, Securities Markets Ch.13, Investing In Stocks Ch.14, Investing in Bonds Ch.16, Retirement Planning Ch.17, Estate Planning Ch.18, Financial Life Events Heads Up Personal Finance In The News Teaching Tips UncategorizedChapter Correlations
- 10 Principles of Personal Finance
- Ch. 1, Financial Planning Process
- Ch. 2, Measuring Financial Health and Making a Plan
- Ch. 3, Time Value of Money
- Ch. 4, Tax Planning
- Ch. 5, Cash Management
- Ch. 6, Credit Cards
- Ch. 7, Consumer Loans
- Ch. 8, Home and Auto
- Ch. 9, Life and Health Insurance
- Ch.10, Property and Liability Insurance
- Ch.11, Investment Basics
- Ch.12, Securities Markets
- Ch.13, Investing In Stocks
- Ch.14, Investing in Bonds
- Ch.16, Retirement Planning
- Ch.17, Estate Planning
- Ch.18, Financial Life Events
- Heads Up
- Personal Finance In The News
- Teaching Tips
- Uncategorized
Links We Like
Archives
Author Archives: ajkeown
The Impact of the Recent Downturn on the Wealth Distribution in America
The downturn in the economy that we are still trying to dig out of did not impact all Americans equally. A recent article in the Washington Post titled “As Economy Recovers, the Richest Get Richer, Study Shows” looks at a … Continue reading
Your Financial Personality – Taming Your Emotions When Investing – an Audio Discussion
When it comes to investing – your financial personality, which is a reflection of your attitude about money based on your behavioral and emotional traits, tends to get in the way of good decision making. When it comes to money, … Continue reading
Living Beyond Your Means?
There’s no question about it, it’s easier to spend than it is to save. Saving isn’t a natural event – it must be planned. Let’s face it, many people don’t save, and on top of that they spend more than … Continue reading
Understanding Why You Invest as You Do – A Look at Your Financial Personality
Use your brain, don’t act emotionally – that’s generally the advice given to individuals when they invest. Unfortunately, it’s impossible to take your financial personality and your emotions out of investment decisions. In Chapter 1 of Personal Finance, Turning Money … Continue reading
The Money Code and Your Financial Personality
In Chapter 1 of Personal Finance, Turning Money into Wealth, we introduce Principle 9: Mind Games, Your Financial Personality, and Your Money. That principle points out how behavioral biases can lead to big financial mistakes. In effect, your mind can … Continue reading
Payday Loans and Why to Avoid Them
As you learned in Chapter 7 of Personal Finance, Turning Money into Wealth, you should be wary of “payday loans.” Recently, banks have moved into this market with “bank deposit advance loans” which look an awful like payday loans – … Continue reading
Class Discussion: Why a A Rainy Day Makes Sense
There probably isn’t anything less exciting to do with your money than putting it towards a “rainy day fund.” Looking back to Principle 5: Stuff Happens, or the Importance of Liquidity, you can understand the importance of making sure that … Continue reading
Posted in Ch. 5, Cash Management
Tagged emergency funds, FDIC, liquidity, Rainy day fund
Class Discussion: Mama June looks out for Honey Boo Boo
As you saw in Principle 9: Mind Games, Your Financial Personality, and Your Money, much of your approach to money is determined by your Financial Personality. When some of us get money, it’s gone in no time – others have … Continue reading
Personal Finance Update: Tax Changes 2013
Now that we’ve made it though the “cliff” and the “Mayan end of the world” scares, let’s take a look at what’s happened to taxes – and it’s been a lot. The payroll tax reduction has ended, new Medicare surtaxes … Continue reading
Posted in Ch. 4, Tax Planning, Ch. 9, Life and Health Insurance, Ch.11, Investment Basics, Ch.13, Investing In Stocks, Heads Up, Personal Finance In The News, Uncategorized
Tagged Adjusted gross income, Itemized deduction, Medicare, new tax law, Patient Protection and Affordable Care Act, payroll tax, personal taxes, Standard deduction, Tax, Tax rate, taxes and personal finance
The Lifetime Cost of Pets
Teaching Tip: If you can show the Infographic the “Lifetime Cost of Pets,” you can begin this discussion by asking which students have, or are considering, adopting a pet. Then ask everyone in class to write down a guess as … Continue reading
